The following is a list of frequently asked questions. Some are not that frequent but are considered important enough to warrant a mention.
If you thing there is a question worth adding then post a new thread and put FAQ? in the description. Don't be afraid to ask just because it has been asked before. The information may be out of date and it is always worth getting an update, particulary with insurance quotes.
Also if you thing one of the answers is no longer correct or contains errors again post a new thread with a description of FAQ Update.
Which Insurance company?
Answer: Currently you can choose from AON, Carole Nash, Quinn Direct and Adelaide. Also if you own a BMW they have their own insurance scheme but it is BMW only.
If you are looking for first time insurance, generally, AON are the only company that will insure you. But check Adelaide as they may do first-timers who are over 25. eBike is also meant to be coming in, so watch the forum for updates.
If you want to read posts on insurance go to "Search" and select "More Search Options" then in this section select "Riding The Red Tape" in the list of sub-forums and type in "Insurance" in the Keywords Field and click on "Search titles only". This will return 65 separate threads on Insurance but I wouldn't read them all as the information is constantly changing and the last 5 or 10 are probably only relevant.
Insuring a bike for 1 week to get training
Answer: Thanks to the hard work of MAG Ireland AON now offer short term insurance. See this thread
Classic Insurance
Answer: This is a good thread on Classic Insurance. The bike has to 10 years old or over and there are conditions so read the thread to get the full details.
BTW Carole Nash started out as a company that only dealt in Classic Insurance.
A side note on this one is that Quinn will not insure bikes that are over 20 years old. See this thread
Insuring more than one bike
Answer: Quinn don't do it. Aon and Carole Nash both quote. See this one
Insurance abroad
Answer: If you are driving your own bike on that big Euro tour, check your policy before you go. Some will have a fixed number of days/weeks that you drive abroad without any additional charges but you may find it restricted to the EU plus a couple of others.
If you intend on staying away longer check with your insurance company.
If you rent a bike abroad be careful with regard to insurance. Normal travel insurance will probably limit you to 125's. So get extra cover if you intend getting something bigger. See this one
What bike can I use for the test?
Answer: This is easy any bike. You will not be asked for a restriction cert. You will have to sign a document saying the bike is legal for your restriction. But dont push it by showing up on a Gixxer. Also remember if you do the test on a 125 or less you will only be licensed for a 125 max. So two things to remember when applying for the test, apply for the A and show up on something bigger than a 125. See this short thread
What Bikes are available restricted?
Answer: Up to Date list is posted here. Also note the law states
as follows
Quote
17. A person granted a provisional licence for the first time on or after 15 November 1999 to drive vehicles in category A, shall, during the validity of all provisional licences and subsequently until a period of having held a valid licence in the category for 2 years, be restricted to driving only those vehicles in the said category which have a power output not exceeding 25 kW or a power/weight ratio not exceeding 0.16kW/kg, or in the case of vehicles in the said category with sidecars, with a power/weight ratio not exceeding 0.16kW/kg.
So a bike with a low power to weight ratio could qualify without restriction.
How do I calculate the Power to weight Ratio
Answer:Take the power output in Kilowatts and divide by the dry weight. So 2005 Honda Deauville has a power rating of 40.9kw and weights 223kg. Power to weight ratio = 40.9/223 = 0.18 So the Deauville needs to be restricted if you use the Dry Weight. However it is not defined in law what weight to use and Gross Vehicle Weight may be a lot more. Good discussion here but ignore the AND/Or piece as it is definitely OR
Factory Restriction vs. After Market
Answer: Now here is the kicker, in the eyes of the law there is no difference between a factory restricted bike and one fitted with an aftermarket restrictor. The only difference will be how the insurance company treat you. Carole Nash for instance, it has been said, do not recognise any restrictions and charge the full whack for the insurance. Also remember that new factory restricted bikes will have 25KW on the VRC. This is accepted by AON.
I don't give a toss, I am going to remove the restriction
Answer: Fair enough but read this and this
Renting abroad on a restricted license
Answer: The Irish license is EU compliant so you are restricted. Good topic here on the subject with some good links. Also worth reading this thread on International Licenses if you are going outside the EU.
This post has been edited by The Greek: 20 August 2008 - 07:42 PM
Help
IBF Apps ˇ
Gallery
Portal
Calendar
Todays Active Content
View New Content
The Rules
Compose New PM
Support Advertise Link
Contact Form
This topic is locked










