Word To The Wise Some hits you, what do you do?
#1
Posted 15 March 2011 - 04:34 PM
Was caging it in January of this year, pull up to a junction, lady rolls back and hits me. She starts to drive off, I beep and flash the lights, she comes back, I say 'you've just hit me' she says 'ah but no damage, can we leave it?'.
Not so fast thinks I, lets just call the guards to make sure there won't be any surprise claims for injuries (as there was once in the past...). Am chatn the cops on my phone, she comes up and knocks on the window 'can I speak to them on your phone?'. 'No' sez I 'call em on your own phone'. Wind up the window, 35mins waitn for the cops.
They show up, she turns on the waterworks, cops start to walk her over to my van. I roll down the window, hand over my licence, tell em she rolled into me, even manage to work out with the cop that she didn't reverse (coz no light came on) she just didn't have it in gear or whatever and it rolled back. He sez 'what you wana do?' I sez 'don't mind, I'm happy to leave it if she wants to, but I'll go ahead if shes disputing it'. After we manage to stop her blubbering, we finally get her to say she wanted to leave it. She drives off, then me, then cops.
Called into copshop yesterday, asking for all my driving docs. Shes claiming for injuries (apparently copshop got some correspondence from her, haven't seen it yet). Cop takes my details and sez he'll forward all to her and he gave me her details. Specifically told by cop 'go into your insurance company and tell them I took no notes as to the incident that evening, and no accident was reported'.
So now I'm up siht creek as I have no witness to the accident, t is now my word against hers. Insurance company also found it strange that cop took no notes and said should they go seek a statement from cops there won't be one. I also asked the cop was there any point in me calling them? No answer.
What I should have done, is called them, MADE SURE THEY TOOK THE NOTES (have to their job for them aswell), reported the accident, maintain that I have an injury (whether I do or not) and go through all those channels, and then (only then) would I decide whether or not to go ahead with it (which I wouldn't have, coz I'm not a scumbag, no matter how lucrative it may be).
Its up to the insurance company's now, but should I have another tip the above is the action I will take (regardless of who is at fault) to ensure I'm not left vulnerable to a claim. Regardless, now that an accident has been reported to the insurance company, the premium goes up, whether they pay out or not. I've got her details and am reporting all to her insurance company too.
Sad state of reality but there it is.
RM
Other Replies To This Topic
#22
Posted 25 June 2011 - 07:44 PM
Kelpie, on 22 June 2011 - 07:22 AM, said:
This isn't a legal summons after all. They're just chancing their arms.
Sorry...there is no way Roadmincer should reply to a solicitors letter himself
I've done so in the past and it worked out. Well, the ESB dropped the threat bringing me to court anyway.
She's being a cnut, and thats all there is to it. The solicitor is probably a twisted mate who talked her into some bullsiht over a few glasses of wine trying to get into her knickers with offers of help.
This post has been edited by jamesobrady: 25 June 2011 - 07:51 PM
#23
Posted 25 June 2011 - 07:51 PM
#24
Posted 25 June 2011 - 08:23 PM
Kelpie, on 25 June 2011 - 07:51 PM, said:
No its far easier....they wanted 3k off me. Thats what happens when you leave an apartment and leave it up to the person you shared it with for 2 years to change the bills over. They dont..then they fcuk off and the next tennants dont either
#25
Posted 27 June 2011 - 02:26 AM
Norrie, on 25 June 2011 - 09:48 AM, said:
Ahhh, cheers mate,
I was hoping you did have an alternative to the action I took. A mate suggested that I make my statement to the cops and if I receive a solicitors letter to burn it. Basically, don't consent to take part in the legal aspect i.e. ignore any solicitor communication. There apparently isn't much she could do if I did go this way. And apparently I'm not even obliged to bring any doc from a solicitor into my insurance company either, which was news to me (so don't take this for granted). More reading to do...
What can I say, I tend to crash into road furniture rather than road users, twas the main advantage of the bike, lol.
Nothing personal meant by it bud,
#26
Posted 27 June 2011 - 07:52 AM
Kelpie, on 22 June 2011 - 07:22 AM, said:
This isn't a legal summons after all. They're just chancing their arms.
I wouldnt just ignore it as it wont go away once solicitors are involved and if goes to court judgement can be given against you ex parte
get your own solicitor and when you win in court costs will be given against her
Martin
#27
Posted 27 June 2011 - 06:23 PM
Playtime, on 27 June 2011 - 07:52 AM, said:
I think costs can be a bit of a lotto hence the insurance company's inclination to settle on the courthouse steps. It would be nice to come out 'clean' like that though.
#28
Posted 21 November 2011 - 07:50 PM
Insurance company paid out to yer one after an assessment by an independent assessor, 5 figure sum, lovely.
Apparently main contention is that she has medical evidence proving she's... better at lying than most. I haven't been told details, notified, zip, nada; had to go ringing round to find out. Still don't know what her injury is, apparently she discovered it on a skiing trip (I suppose if you're gna find out then what better time?). Second time this has happened, difference is that I wasn't at fault this time. Makes the idea of having insurance a bit stupid, keeps the cops away but leaves you open to every ding-bat with a few quid to get some more. And like I say, she could have done the same thing had she driven away. Its a bit of a balls but not in the least bit surprised. Hell if they'd known I had a bike I doubt they'd even have sent an assessor before throwing money at her.
Don't blame yer one though, rational decision dictates screw yer way thru.
Lesson learned: Don't bother calling cops; useless. Call an ambulance and give yourself some real insurance. Worst that'll happen is you'll have to pay the cost of the call-out; at least there'd be some return on that cash.
God help the next person who decides to do it.
Ltr,
This post has been edited by Roadmincer: 21 November 2011 - 07:52 PM
#29
Posted 21 November 2011 - 08:41 PM
Only joshing, Thanks for the update. PITA.
#30
Posted 21 November 2011 - 11:52 PM
Roadmincer, on 21 November 2011 - 07:50 PM, said:
Insurance company paid out to yer one after an assessment by an independent assessor, 5 figure sum, lovely.
Ltr,
That sounds mad
Tazzzie, on 21 November 2011 - 08:41 PM, said:
Only joshing, Thanks for the update. PITA.
Since when was 5k a five figure sum
E&OE
#31
Posted 22 November 2011 - 11:13 AM
So yeah, from the sounds off all you posted. It almost sounds like the woman rolled back into you in-order to clame.. but thats just my paranoia more than likely.
Sorry to hear it didn't work out for you.
#32
Posted 22 November 2011 - 04:16 PM
I always think in these cases that Karma or something has to come into play. She won't have any luck with that money, it will bring her more misery than you can imagine, well we just have to think something for being honest and dis-honest people do all of this stuff and seem to get away with it.
Shins
#33
Posted 23 November 2011 - 01:05 AM
I reckon the payout was cheaper than fighting it for the insurance co. but it's still fraud.
P
If you don't like what you see, get involved and change it !
#34
Posted 24 November 2011 - 05:58 PM
- ← New 30km/h speed for some of Cork City
- Riding The Red Tape
- Pit falls to watch with an insurance Broker ? →
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