[Roadmincer]

Hi folks,

Was caging it in January of this year, pull up to a junction, lady rolls back and hits me. She starts to drive off, I beep and flash the lights, she comes back, I say 'you've just hit me' she says 'ah but no damage, can we leave it?'.

Not so fast thinks I, lets just call the guards to make sure there won't be any surprise claims for injuries (as there was once in the past...). Am chatn the cops on my phone, she comes up and knocks on the window 'can I speak to them on your phone?'. 'No' sez I 'call em on your own phone'. Wind up the window, 35mins waitn for the cops.

They show up, she turns on the waterworks, cops start to walk her over to my van. I roll down the window, hand over my licence, tell em she rolled into me, even manage to work out with the cop that she didn't reverse (coz no light came on) she just didn't have it in gear or whatever and it rolled back. He sez 'what you wana do?' I sez 'don't mind, I'm happy to leave it if she wants to, but I'll go ahead if shes disputing it'. After we manage to stop her blubbering, we finally get her to say she wanted to leave it. She drives off, then me, then cops.

Called into copshop yesterday, asking for all my driving docs. Shes claiming for injuries (apparently copshop got some correspondence from her, haven't seen it yet). Cop takes my details and sez he'll forward all to her and he gave me her details. Specifically told by cop 'go into your insurance company and tell them I took no notes as to the incident that evening, and no accident was reported'.

So now I'm up siht creek as I have no witness to the accident, t is now my word against hers. Insurance company also found it strange that cop took no notes and said should they go seek a statement from cops there won't be one. I also asked the cop was there any point in me calling them? No answer.

What I should have done, is called them, MADE SURE THEY TOOK THE NOTES (have to their job for them aswell), reported the accident, maintain that I have an injury (whether I do or not) and go through all those channels, and then (only then) would I decide whether or not to go ahead with it (which I wouldn't have, coz I'm not a scumbag, no matter how lucrative it may be).

Its up to the insurance company's now, but should I have another tip the above is the action I will take (regardless of who is at fault) to ensure I'm not left vulnerable to a claim. Regardless, now that an accident has been reported to the insurance company, the premium goes up, whether they pay out or not. I've got her details and am reporting all to her insurance company too.

Sad state of reality but there it is.

RM

[Norrie]

Chill out mate, you're way OTT.

[jamesobrady]

Kelpie, on 22 June 2011 - 07:22 AM, said:

There is no way I would reply to the solicitor's letter myself, if it were me. They're very clever and the law is convoluted and the slightest slip up will put you on the back foot. Either ignore it or get a solicitor to reply.

This isn't a legal summons after all. They're just chancing their arms.

Sorry...there is no way Roadmincer should reply to a solicitors letter himself Joke.


I've done so in the past and it worked out. Well, the ESB dropped the threat bringing me to court anyway.

She's being a cnut, and thats all there is to it. The solicitor is probably a twisted mate who talked her into some bullsiht over a few glasses of wine trying to get into her knickers with offers of help.

This post has been edited by jamesobrady: 25 June 2011 - 07:51 PM

[Kelpie]

Yeah I have too James, but this isn't quite the same as whether or not you pay your leccy bill!

[jamesobrady]

Kelpie, on 25 June 2011 - 07:51 PM, said:

Yeah I have too James, but this isn't quite the same as whether or not you pay your leccy bill!

No its far easier....they wanted 3k off me. Thats what happens when you leave an apartment and leave it up to the person you shared it with for 2 years to change the bills over. They dont..then they fcuk off and the next tennants dont either Luckily I had a great letting company, and the meters in limerick are a jungle

[Roadmincer]

Norrie, on 25 June 2011 - 09:48 AM, said:

Chill out mate, you're way OTT.

Ahhh, cheers mate,

I was hoping you did have an alternative to the action I took. A mate suggested that I make my statement to the cops and if I receive a solicitors letter to burn it. Basically, don't consent to take part in the legal aspect i.e. ignore any solicitor communication. There apparently isn't much she could do if I did go this way. And apparently I'm not even obliged to bring any doc from a solicitor into my insurance company either, which was news to me (so don't take this for granted). More reading to do...

What can I say, I tend to crash into road furniture rather than road users, twas the main advantage of the bike, lol.

Nothing personal meant by it bud,

[Playtime]

Kelpie, on 22 June 2011 - 07:22 AM, said:

There is no way I would reply to the solicitor's letter myself, if it were me. They're very clever and the law is convoluted and the slightest slip up will put you on the back foot. Either ignore it or get a solicitor to reply.

This isn't a legal summons after all. They're just chancing their arms.

I wouldnt just ignore it as it wont go away once solicitors are involved and if goes to court judgement can be given against you ex parte
get your own solicitor and when you win in court costs will be given against her

[Roadmincer]

Playtime, on 27 June 2011 - 07:52 AM, said:

get your own solicitor and when you win in court costs will be given against her

I think costs can be a bit of a lotto hence the insurance company's inclination to settle on the courthouse steps. It would be nice to come out 'clean' like that though.

[Roadmincer]

*FYI*

Insurance company paid out to yer one after an assessment by an independent assessor, 5 figure sum, lovely.

Apparently main contention is that she has medical evidence proving she's... better at lying than most. I haven't been told details, notified, zip, nada; had to go ringing round to find out. Still don't know what her injury is, apparently she discovered it on a skiing trip (I suppose if you're gna find out then what better time?). Second time this has happened, difference is that I wasn't at fault this time. Makes the idea of having insurance a bit stupid, keeps the cops away but leaves you open to every ding-bat with a few quid to get some more. And like I say, she could have done the same thing had she driven away. Its a bit of a balls but not in the least bit surprised. Hell if they'd known I had a bike I doubt they'd even have sent an assessor before throwing money at her.

Don't blame yer one though, rational decision dictates screw yer way thru.

Lesson learned: Don't bother calling cops; useless. Call an ambulance and give yourself some real insurance. Worst that'll happen is you'll have to pay the cost of the call-out; at least there'd be some return on that cash.

God help the next person who decides to do it.

Ltr,

This post has been edited by Roadmincer: 21 November 2011 - 07:52 PM

[Tazzzie]

Cheers dude. My auntie is well made up with the 5k

Only joshing, Thanks for the update. PITA.

[nab301]

Roadmincer, on 21 November 2011 - 07:50 PM, said:

*FYI*

Insurance company paid out to yer one after an assessment by an independent assessor, 5 figure sum, lovely.

Ltr,

That sounds mad

Tazzzie, on 21 November 2011 - 08:41 PM, said:

Cheers dude. My auntie is well made up with the 5k

Only joshing, Thanks for the update. PITA.

Since when was 5k a five figure sum

[sutty]

Yeah there is a bit of a difference between what a man gets and what a woman gets in a case of injury. I was doing a security course last year and the guy doing it said he was involved in to different cases. One where a woman stood on broken glas and got a small cut on her foot and the other where a guy got bottled for no reason and required surgery on his face. It ended with the woman getting a €300k+ settlement and the guy guy a 5 of 6k settlement. The woman required a very small amount of stitches. But its considered a dis-figuration or some sort and men its not as important.

So yeah, from the sounds off all you posted. It almost sounds like the woman rolled back into you in-order to clame.. but thats just my paranoia more than likely.

Sorry to hear it didn't work out for you.

[Shinwacker]

It just goes to show what you should do, get the Garda out for every tip. That would always be my advise. It surprises me that the insurance company gave you any details at all, the case was between her and them. They took on the risk and you had paid them to do so. I think that it's so unfair that you have to looses your no claims because of her bad driving.

I always think in these cases that Karma or something has to come into play. She won't have any luck with that money, it will bring her more misery than you can imagine, well we just have to think something for being honest and dis-honest people do all of this stuff and seem to get away with it.

Shins

[proinnsias]

Please, please report this as a bogus claim to that hotline they're always going on about.

I reckon the payout was cheaper than fighting it for the insurance co. but it's still fraud.

P

[Pagan]

Im shocked! SHE reverses into you, there is practically no damage to either car, yet she gets awarded a 5 figure sum for what, ruining her hair do, coz thats the only damage that coulda been done...5 figure sum..thats anywhere between €10,000 and €99,000. Im am seriously gobsmacked..is this the state that the country has fallen into?